In observance of 4th of July, our offices will be closed on Friday, July 4th.
About Rick
With more than 25 years of experience in the mortgage industry, I have built a reputation for integrity, expertise, and a commitment to helping clients achieve their homeownership goals. A proud Pittsburgh native, I bring a hometown touch to every interaction, combining my deep knowledge with local insight.
I thrive on leading our dedicated loan officer team, fostering a collaborative environment where client success is always the top priority. Whether you are a first-time buyers or seasoned home buyer, I will work hard to ensure a smooth, transparent, and personalized mortgage experience.
Beyond my professional life, I enjoy spending time on the golf course, enjoying a round with friends and colleagues. My passion for the game mirrors my approach to business—strategic, focused, and always aiming for excellence.
About Citizens
Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
Featured Products & Services
- Fixed and adjustable rate mortgages
- Affordable home financing programs
- FHA/VA loan programs
- Jumbo loans
- Condo financing
- Second home and Investment property loans
- Construction-to-permanent financing
- Renovation-to-permanent financing
- Physician Home Loans
Fast. Convenient. Easy. Apply Online Today.
Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²
Get 0.125% Mortgage Interest Rate Discount
Ask me how you could save money when you set up automatic payments from your Citizens checking account and enroll in electronic billing statements for your new home loan.