In observance of Memorial Day, our offices will be closed on Monday, May 29.
Loan Officer at Citizens
NMLS ID #404782
Central Pennsylvania is a wonderful place to live, and choosing to buy or build a home here couldn’t be better.
As an experienced mortgage loan officer with more than 22 years of experience in the industry, I am very knowledgeable about the variety of different home loan programs we offer. Whether you’re a first-time homebuyer or a seasoned homeowner, I’ll walk you through the mortgage process and answer your questions, big or small. I can assist you with your purchase, refinancing or construction-to Permanent financing needs.
I am proud graduate of Penn State (Go Lions!) and also served in the United States Army. My wife and two children call State College home and we enjoy giving back to the community by volunteering at church, coaching youth sports and raising funds for the State College Food Bank.
Helping people achieve their dream of homeownership is my passion, so please let me know how I can help you!
- 2019 Citizens of Excellence Winner
- 2018-21, 22 President's Club
Education & Certifications
- Citizens Bank Construction-to-Permanent Certified
Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
Featured Products & Services
- Fixed and adjustable rate mortgages
- Affordable home financing programs
- FHA/VA loan programs
- Jumbo loans
- Condo financing
- Physician home loans
- Second home and investment property loans
- Construction-to-permanent financing
- Renovation-to-permanent financing
Fast. Convenient. Easy. Apply Online Today.
Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²
Manage Your Mortgage on the Go
The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Available from the App Store® or Google Play.³ Download and register today!
Get 0.125% Mortgage Interest Rate Discount
Ask me how you could save money when you set up automatic payments from your Citizens checking account and enroll in electronic billing statements for your new home loan.
Mortgage Learning Center
We’re here to make sure you have the resources and solutions to help you reach your potential.Starting your research early is often the key to a successful financial transaction. With that in mind, we’ve put together a selection of articles to help you learn more about mortgages and the home buying process.