Dina Maramonte

Mortgage Loan Officer at Citizens

NMLS ID #642146

Address

437 Madison Ave., 18th Fl
New York, NY 10022
US

Contact

Cell:
Mobile
(201) 321-1978(201) 321-1978
Email:dina.maramonte@citizensbank.com
Mortgage Calculator
What Can I Afford

About Dina

Buying or building a home in metro New York and New Jersey is an exciting milestone, and having the right mortgage guidance can make all the difference. Whether you’re purchasing your first home, refinancing, investing in a second property, or planning a custom home build, I’m here to help you navigate each step with clarity and confidence.

With more than 22 years of experience in residential mortgage lending—including 16 years as a Wealth Management Loan Officer at Merrill Lynch serving high net worth and Private Wealth clients—I understand the unique financial needs that come with both complex portfolios and first time homebuying. My goal is to offer straightforward, personalized advice that helps you structure the right loan for your goals.

I work to make the mortgage process simple and stress free by explaining your options, answering your questions, and guiding you through every stage. Throughout my career, I’ve helped clients across the country purchase, build, renovate, and refinance homes they love.

Because my business is built on trust and strong relationships, I’m committed to delivering an exceptional experience from start to finish. I look forward to helping you move confidently into your next chapter.

About Citizens

Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.

Featured Products & Services

Fast. Convenient. Easy. Apply Online Today.

Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²

Get 0.125% Mortgage Interest Rate Discount

Ask me how you could save money when you set up automatic payments from your Citizens checking account and enroll in electronic billing statements for your new home loan.

Mortgage Calculator
This simple purchase mortgage calculator is an illustrative tool to help you estimate what your monthly mortgage payment could be when shopping for a home. You can adjust your loan amounts, interest rate and loan term to see how much your payment might change. It’s important to know that your specific interest rate will depend on your overall credit profile including your credit score, income, and debt-to-income ratio (the sum of all of your debts and new mortgage payment divided by your gross monthly income). I am happy to help explain the details and all the different product options we have available so you have a more definitive idea of how much house you can afford.
Calculate Your Monthly Payments*
Calculate Your Maximum Loan Amounts*
Loan Amount
Interest rate (%)
Loan term
Calculate
Interest rate and loan term are both required. Loan term must be between 120 and 360 months.
Monthly Payments
$400
Total Cost of Mortgage $400
Monthly Payments
Interest rate (%)
Loan term
Calculate
Interest rate and loan term are both required. Loan term must be between 120 and 360 months.
You Could Borrow
$400
Total Cost of Mortgage $400
*Disclosure: The above tool estimates potential fixed rate monthly mortgage payments for purchase transactions and does not include property taxes, homeowners’ hazard insurance, mortgage insurance, flood insurance, homeowners association fees, closing costs or any other related monthly fees. This calculator is intended for informational purposes only and accuracy is not guaranteed. This calculator does not assure the availability of or your eligibility for any specific product offered by Citizens or its affiliates, nor does the calculator predict or guarantee the actual rate. You are viewing a third party created calculator and as such, Citizens assumes no responsibility for, nor does it control, endorse or guarantee any aspect of your use of this calculator.