Brian Winthrop
Mortgage Loan Officer at Citizens
NMLS ID #2152205
About Brian
My foundation in the mortgage industry is not a typical path for a mortgage loan officer. From 2012 to 2018, I was a mortgage underwriter where I reviewed our exception-level loans and trained other underwriters. I was then offered a position in Project Management to spearhead the underwriting design for a new originations platform. It made sense to take my underwriting background and knowledge over to the customer-facing side as a loan officer. This has yielded tremendous results for my customers and referral partners in the way of optimal loan structuring and seamless transactions. I strive to deliver a concierge-like experience with the key being quick and efficient communication to ensure all parties are educated and informed throughout the process.
I am thankful to be married to my best friend, Natalie, and together we are fortunate to be the parents of three beautiful girls (#girldad). I enjoy spending time with my family and improving on myself as a person/husband/father/friend each day. I love helping others which is why “work” is not really work for me since I am supporting people daily with major life decisions involving buying, building, renovating, or refinancing a home.
I appreciate the opportunity to assist you with a home purchase, refinance, or construction/renovation project.
Connect With Me
About Citizens
Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
Featured Products & Services
- Fixed and adjustable rate mortgages
- Affordable home financing programs
- FHA/VA loan programs
- Jumbo loans
- Condo financing
- Second home and Investment property loans
- Construction-to-permanent financing
- Renovation-to-permanent financing
- Physician Home Loans
In partnership with the New Jersey Housing Mortgage Finance Agency (NJHMFA) Police and Firemen's Retirement System (PFRS)†, we are pleased to offer an affordable mortgage program to help assist New Jersey firefighters and police officers with a home purchase. Contact me to see if you qualify.
Fast. Convenient. Easy. Apply Online Today.
Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²
Get 0.125% Mortgage Interest Rate Discount
Ask me how you could save money when you set up automatic payments from your Citizens checking account and enroll in electronic billing statements for your new home loan.