Thank you for visiting my website. I am a seasoned veteran of the residential mortgage industry with over 20 years of experience serving clients in the Greater Boston area. I provide an exceptional level of service, including a personalized financing analysis, to ensure the most appropriate mortgage solution for you and your family. Nothing would satisfy me more than successfully meeting your home financing needs.
Whether you are a first-time homebuyer or seasoned homeowner, I will walk you through the mortgage process and answer your questions, big or small. Because my business is built on referrals, my goal is to make your mortgage experience a great one!
My team includes Sr. Loan Officer Daniel P. Heffernan (NMLS ID# 680432) at (617) 994-7578 or firstname.lastname@example.org and Loan Officer Assistant Meredith Carr (NMLS ID# 2001749) at (603) 854-4124 or email@example.com.
Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
Featured Products & Services
- Fixed and adjustable rate mortgages
- Affordable home financing programs
- FHA/VA loan programs
- Jumbo loans
- Condo financing
- Second home and Investment property loans
- Construction-to-permanent financing
- Renovation-to-permanent financing
- Physician Home Loans
Fast. Convenient. Easy. Apply Online Today.
Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²
Manage Your Mortgage on the Go
The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Available from the App Store® or Google Play.³ Download and register today!
Get 0.125% Mortgage Interest Rate Discount
Ask me how you could save money when you set up automatic payments from your Citizens checking account and enroll in electronic billing statements for your new home loan.
Mortgage Learning Center
We’re here to make sure you have the resources and solutions to help you reach your potential.Starting your research early is often the key to a successful financial transaction. With that in mind, we’ve put together a selection of articles to help you learn more about mortgages and the home buying process.