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About John
With over 30 years of experience in the mortgage industry as a loan officer and a manager, I have helped clients achieve their homeownership goals under all types of real estate market conditions. Whether working with first-time homebuyers, seasoned homeowners, real estate agents, or investors, I take the same consultative, service-oriented approach with everyone.
Well-versed in residential mortgage options, I have experience handling Conventional, Jumbo, FHA, and VA loans to meet the needs of my clients. While the process of obtaining a home loan may seem stressful at times, I will work to explain the process thoroughly and set expectations to ensure my clients have the smoothest experience possible.
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About Citizens
Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
Featured Products & Services
- Fixed and adjustable rate mortgages
- Affordable home financing programs
- FHA/VA loan programs
- Jumbo loans
- Condo financing
- Physician home loans
- Construction-to-permanent financing
- Renovation-to-permanent financing
Fast. Convenient. Easy. Apply Online Today.
Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²
Manage Your Mortgage on the Go
The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Available from the App Store® or Google Play.³ Download and register today!
Get 0.125% Mortgage Interest Rate Discount
Ask me how you could save money when you set up automatic payments from your Citizens checking account and enroll in electronic billing statements for your new home loan.