Financing a home is something most people do only a few times in their lives. Whether it’s your primary residence, a vacation home at the beach or in the mountains, an investment property or property throughout America, I can help. Helping people achieve their dream of homeownership is my passion.
I have four decades of experience as a residential mortgage loan officer and am very knowledgeable about a variety of programs that will serve your needs. Throughout my career I’ve helped my clients get the financing they needed to purchase, renovate, build, or refinance their dream home – a combined total of over $300 million in real estate transactions!
No matter where you are in life – a first-time homebuyer or a seasoned homeowner – I’ll guide you through the mortgage process and answer your questions, big or small. Because my business is built on referrals, you have my personal guarantee to make your mortgage experience a great one.
Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
Featured Products & Services
- Fixed and adjustable rate mortgages
- Affordable home financing programs
- FHA/VA loan programs
- Jumbo loans
- Condo financing
- Physician home loans
- Second home and investment property loans
- Construction-to-permanent financing
- Renovation-to-permanent financing
Fast. Convenient. Easy. Apply Online Today.
Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²
Manage Your Mortgage on the Go
The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Available from the App Store® or Google Play.³ Download and register today!
Get 0.125% Mortgage Interest Rate Discount
Ask me how you could save money when you set up automatic payments from your Citizens checking account and enroll in electronic billing statements for your new home loan.
Mortgage Learning Center
We’re here to make sure you have the resources and solutions to help you reach your potential.Starting your research early is often the key to a successful financial transaction. With that in mind, we’ve put together a selection of articles to help you learn more about mortgages and the home buying process.