Gary Canonico Citizens Bank

Gary Canonico

Loan Officer at Citizens Bank

NMLS ID #236304

Main Number
(732) 245-2908(732) 245-2908


50 Tice Boulevard
Suite 340
Woodcliff Lake, NJ 07677


(732) 245-2908(732) 245-2908
Fax Number
(877) 426-0018(877) 426-0018

About Us

About Me

As a professional with over 40 years of experience in mortgage lending and real estate, I’m passionate about helping my clients achieve their dream of homeownership. I believe in consistent communication throughout the mortgage loan process and am strongly committed to providing excellent customer service to each and every one of my clients.

While I’m no longer a real estate broker, I’ve still maintained my real estate licenses over the years in order to stay current on what’s going on in the New Jersey and Delaware real estate markets. I often draw on the variety of experiences I’ve had working in the real estate and mortgage industries to help my clients better understand the entire home buying process, from start to finish.

From the Jersey Shore to Rehoboth and Bethany Beaches and everywhere in between – no matter where you decide to buy a home, build a home or refinance a mortgage, I’ll use my knowledge to help you find the best home loan to fit your needs. Call me today to get started!

About Citizens Bank

Our team of mortgage experts at Citizens Bank is committed to helping customers find the home loan solution that’s right for them. Citizens Bank, N.A. is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.

Featured Products & Services

  • Fixed and adjustable rate mortgages
  • Affordable home financing programs
  • FHA/VA loan programs
  • Jumbo loans
  • Condo financing
  • Second home and Investment property loans
  • Construction-to-permanent financing
  • Renovation-to-permanent financing

Fast. Convenient. Easy. Apply Online Today.

Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²

Manage Your Mortgage on the Go

The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Available from the App Store® or Google Play.³ Download and register today!

Get a 0.125% Mortgage Interest Rate Discount¹

Ask me how you could save money when you set up automatic payments from your Citizens Bank checking account for your new home loan.

Mortgage Learning Center

We’re here to make sure you have the resources and solutions to help you reach your potential. Starting your research early is often the key to a successful financial transaction. With that in mind, we’ve put together a selection of articles to help you learn more about mortgages and the home buying process.