Loan Officer at Citizens
NMLS ID #704337
New Jersey is a wonderful place to live. We have mountains, farmland, towns, cities, suburbs, the Jersey Shore, and more. Whether you want a condominium, co-op, single or multi-family home, choosing to buy, build or refinance your home here is a great choice. While financing a home is something that most people do only a few times in their lives, helping people achieve their dream of homeownership is my passion. To date I have helped over 4,000 families and individuals successfully navigate the mortgage process.
I have over 30 years of experience as a residential mortgage loan officer; and I am very knowledgeable about a variety of loan programs. Whether you’re a first-time homebuyer or a seasoned homeowner, I’ll walk you through the mortgage process, answer all of your questions, and do my best to make your home buying experience simple, enjoyable, and hassle-free.
Throughout my career, I’ve helped my clients secure the financing they need to purchase, renovate, build, or refinance their dream home. Because my business is built on referrals, my goal is to make your mortgage experience an easy and uneventful one! I will make the process work so well for you that you feel great when you refer friends, family members, and co-workers to me for mortgage assistance.
Have a terrific day and get ready to actually ENJOY the mortgage process!
Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
Featured Products & Services
- Fixed and adjustable rate mortgages
- Affordable home financing programs
- FHA/VA loan programs
- Jumbo loans
- Condo financing
- Second home and Investment property loans
- Construction-to-permanent financing
- Renovation-to-permanent financing
- Physician Home Loans
What Agents Can Be Doing to Grow Their Business?
Thursday, April 27
10:30 AM – 11:30 AM (EDT)
Tom Ferry, popular real estate industry coach, is back to join us for an
Exclusive Power Hour webinar on April 27th! Tom will offer
first-hand knowledge on how to take your business to the next
level in this ever-changing environment. Don't miss learning valuable tips
from Tom that could set you apart from your competitors!
Fast. Convenient. Easy. Apply Online Today.
Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²
Manage Your Mortgage on the Go
The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Available from the App Store® or Google Play.³ Download and register today!
Get 0.125% Mortgage Interest Rate Discount
Ask me how you could save money when you set up automatic payments from your Citizens checking account and enroll in electronic billing statements for your new home loan.
Mortgage Learning Center
We’re here to make sure you have the resources and solutions to help you reach your potential.Starting your research early is often the key to a successful financial transaction. With that in mind, we’ve put together a selection of articles to help you learn more about mortgages and the home buying process.