Knowledge, integrity and trust are the backbone of my business. I treat all of my customers exactly how I would hope they would treat me, if the roles were reversed. This is why a large majority of my business is from repeat customers or referrals from past customers and industry professionals.
Whether you are choosing to buy or build a home, I have over 34 years of experience as a residential mortgage loan originator and will provide outstanding service. Competitive mortgage rates, a commitment to prompt turnaround times, and a variety of mortgage loan solutions, are just a few ways I help families realize the American Dream.
When you are ready to purchase, renovate, build or refinance your home, please know that I’m here to help. In addition to 34 years of real life originating experience, I have underwriting experience as well. This gives me the knowledge and understanding of all aspects of the loan process. What does this mean to you? Well, you can feel confident that from application to closing that your mortgage experience will be a great one!
Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
Featured Products & Services
- Fixed and adjustable rate mortgages
- Affordable home financing programs
- FHA/VA loan programs
- Jumbo loans
- Condo financing
- Second home and Investment property loans
- Construction-to-permanent financing
- Renovation-to-permanent financing
- Physician Home Loans
Fast. Convenient. Easy. Apply Online Today.
Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²
Manage Your Mortgage on the Go
The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Available from the App Store® or Google Play.³ Download and register today!
Get 0.125% Mortgage Interest Rate Discount
Ask me how you could save money when you set up automatic payments from your Citizens checking account and enroll in electronic billing statements for your new home loan.
Mortgage Learning Center
We’re here to make sure you have the resources and solutions to help you reach your potential.Starting your research early is often the key to a successful financial transaction. With that in mind, we’ve put together a selection of articles to help you learn more about mortgages and the home buying process.