Debra Botulinski

Loan Officer at Citizens Bank

NMLS ID #460206

Main Number
(908) 400-8040(908) 400-8040


1030 Broad Street
Suite 102
Shrewsbury, NJ 07702


Main Number
(732) 383-1445(732) 383-1445
(908) 400-8040(908) 400-8040
Fax Number
(844) 445-0942(844) 445-0942

About Us

About Me

While financing a home is something that most people do only a few times in their lives, helping people achieve their dream of homeownership is my passion. I have years of experience serving clients throughout the U.S., including New Jersey and the Jersey Shore, and am very knowledgeable about a variety of loan programs. I’m here to walk you through the mortgage process and answer your questions, big or small.

Even if you’ve been considering building or renovating a home, I can help. I’m certified to originate construction-to-permanent loans, and our program couldn’t be better. The construction draw process at Citizens is designed to be both borrower and builder friendly.

Throughout my career, I’ve helped my clients secure the financing they need to purchase, renovate, build, or refinance their dream home. Because my business is built on referrals, I guarantee to make your mortgage experience a great one!

Education & Certifications

  • Citizens Bank Construction-to-Permanent Certified

About Citizens Bank

Our team of mortgage experts at Citizens Bank is committed to helping customers find the home loan solution that’s right for them. Citizens Bank, N.A. is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.

Featured Products & Services

  • Fixed and adjustable rate mortgages
  • Affordable home financing programs
  • FHA/VA loan programs
  • Jumbo loans
  • Condo financing
  • Physician home loans
  • Second home and investment property loans
  • Construction-to-permanent financing
  • Renovation-to-permanent financing

Fast. Convenient. Easy. Apply Online Today.

Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²

Manage Your Mortgage on the Go

The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Available from the App Store® or Google Play.³ Download and register today!

Get 0.125% Mortgage Interest Rate Discount¹

Ask me how you could save money when you set up automatic payments from your Citizens Bank checking account for your new home loan.

Mortgage Learning Center

We’re here to make sure you have the resources and solutions to help you reach your potential.Starting your research early is often the key to a successful financial transaction. With that in mind, we’ve put together a selection of articles to help you learn more about mortgages and the home buying process.