A mortgage transaction, whether purchasing a new home or refinancing an existing home, is probably one of the biggest financial decisions you'll ever make. That's why I'm committed to personally guiding you through every stage of the mortgage process. You can rely on me to work hard to address your needs while closing your loan as quickly as possible.
A native of the Philadelphia/South Jersey area, I lived in Southeastern North Carolina for 20-years before moving back home in 2012. As a 25+ year mortgage industry veteran, my experience allows me to assist borrowers through the unfamiliar and sometimes, complicated mortgage process. I take great pride in offering high-level customer service and I really love what I do!
I believe the Golden Rule is the key to a fulfilled life and for building lasting relationships with borrowers and business associates alike. I am honored for the opportunity to serve borrowers while helping them achieve their dream of homeownership.
Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
Featured Products & Services
- Fixed and adjustable rate mortgages
- Affordable home financing programs
- FHA/VA loan programs
- Jumbo loans
- Condo financing
- Second home and Investment property loans
- Construction-to-permanent financing
- Renovation-to-permanent financing
- Physician Home Loans
Fast. Convenient. Easy. Apply Online Today.
Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²
Manage Your Mortgage on the Go
The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Available from the App Store® or Google Play.³ Download and register today!
Get 0.125% Mortgage Interest Rate Discount
Ask me how you could save money when you set up automatic payments from your Citizens checking account and enroll in electronic billing statements for your new home loan.
Mortgage Learning Center
We’re here to make sure you have the resources and solutions to help you reach your potential.Starting your research early is often the key to a successful financial transaction. With that in mind, we’ve put together a selection of articles to help you learn more about mortgages and the home buying process.