About Us
About Me
As a native of North Carolina, and a resident of Ocean Isle in Brunswick County NC, I love this wonderful area so much and appreciate the beauty of our beaches and peaceful living.
Growing up in a small town in Eastern North Carolina, I developed strong work ethic by working in my dad's grocery store and during the summer months on my uncle’s farm. Early on, I learned that hard work, honesty, and integrity were just a few important keys to success.
I attended Elon College and earned a degree in Business Administration with a concentration in Marketing. I have worked as a mortgage loan officer for 30+ years and helped several thousand individuals and families with their home financing needs. I take pride on delivering sound advice to each client, while providing customer service that is second to none.
One of my strengths is my ability to understand what is important to clients. I strive to do this with honesty, integrity, and a commitment to providing exceptional customer service.
When not busy helping clients, I enjoy spending time with my wife Ellen, my family, and friends. My goal is to help clients with the best loan program that will help reach their short- and long-term financial foals with a stress-free experience. I welcome the opportunity to be your mortgage officer for life! Please contact me today to discuss your home financing options.
About Citizens
Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
Featured Products & Services
- Fixed and adjustable rate mortgages
- Affordable home financing programs
- FHA/VA loan programs
- Jumbo loans
- Condo financing
- Second home and Investment property loans
- Construction-to-permanent financing
- Renovation-to-permanent financing
- Physician Home Loans
Fast. Convenient. Easy. Apply Online Today.
Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²
Manage Your Mortgage on the Go
The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Available from the App Store® or Google Play.³ Download and register today!
Get 0.125% Mortgage Interest Rate Discount
Ask me how you could save money when you set up automatic payments from your Citizens checking account and enroll in electronic billing statements for your new home loan.
Mortgage Learning Center
We’re here to make sure you have the resources and solutions to help you reach your potential.Starting your research early is often the key to a successful financial transaction. With that in mind, we’ve put together a selection of articles to help you learn more about mortgages and the home buying process.