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About Joseph
As an experienced veteran of the home financing industry, I’ve been assisting customers with their home financing needs for more than 25 years. I take the time to listen to my clients and understand their goals before recommending the best mortgage programs to fit their needs.I provide assistance to both seasoned homeowners and first-time home buyers, while specializing in construction-to-permanent financing, doctor loans and jumbo loans for higher-priced homes. I pride myself on providing exceptional customer service, making myself available to take calls and answer questions.When you’re ready to start the loan application process or talk about your options, give me a call.
Education & Certifications
- Citizens Bank Construction-to-Permanent Certified
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About Citizens
Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
Featured Products & Services
- Fixed and adjustable rate mortgages
- Affordable home financing programs
- FHA/VA loan programs
- Jumbo loans
- Condo financing
- Second home and Investment property loans
- Construction-to-permanent financing
- Renovation-to-permanent financing
- Physician Home Loans
Fast. Convenient. Easy. Apply Online Today.
Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²
Get 0.125% Mortgage Interest Rate Discount
Ask me how you could save money when you set up automatic payments from your Citizens checking account and enroll in electronic billing statements for your new home loan.