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Resources for Existing Customers

All Loan Officers
MA
Ludlow

2 Loan Officers in Ludlow, Massachusetts

Ben Cartagena
NMLS ID #362490
33 Center Street
Ludlow, MA 01056
US
Michele Morris
NMLS ID #1201905
33 Center Street
Ludlow, MA 01056
US

All Loan Officers
MA
Ludlow

¹Citizens consumer checking account set up with automatic monthly payment deduction and e-statement enrollment is required at time of loan origination to be eligible for a 0.125 percentage point mortgage interest rate discount. One offer per property. Not applicable to Bond or CRA loan programs. Other exclusions and restrictions may apply.

²Online application time is based on typical customer experience. Actual times may vary.

³Wireless carrier, text and/or date charges may apply.

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© 2025 Citizens Financial Group, Inc. All rights reserved.

Mortgages are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960). All loans are subject to approval. Offers may be withdrawn without notice.

Citizens One is an equal housing lender Equal Housing Lender.