
Wendy Kirchick
Sr. Mortgage Banker, JD & LLM Fin Svcs at Citizens
NMLS ID #21472
About Us
About Me
Massachusetts is a wonderful place to live and choosing to buy or build a home here couldn’t be better. As a longtime resident of the Boston area, I am very familiar with the local real estate market and understand the unique housing needs of the region. With my role as a Senior Residential Mortgage Loan Officer, I have helped countless numbers of clients secure the financing that they need to purchase, renovate, build or refinance their dream home, vacation home or investment property.
In addition to financing residential properties throughout Massachusetts, I have assisted clients in many other states including, but not limited to, Vermont, New Hampshire, Maine, Connecticut, New York, Florida and California.
Prior to entering the mortgage field, I practiced as an attorney with several large Los Angeles, New York and D.C. based law firms. I graduated cum laude from Boston University School of law and went on to receive a Master of Laws Degree (LLM) with honors in Banking & Finance. With over 20 years of experience in both law and finance, I bring a wealth of knowledge to the table, providing my clients with a level of expertise that is truly unique in the industry.
I am also a passionate advocate for my clients, with a focus on providing outstanding customer service and the goal of leaving my clients with the peace of mind that results from doing my job well.
Over the years I have volunteered for many political, cultural, and charitable organizations that promote social justice, the arts, and animal rights. I believe that by volunteering I can help to make my community and the world a better place.
In my spare time I enjoy walking, going to movies, reading, skiing, travelling, and spending time with my daughter and three dogs.
Community Involvement
• Fenway Community Health
• GLAD – Equal Justice Council
• Keshet
• Human Rights Campaign – Federal Club
• MSPCA
• Combined Jewish Philanthropies of Boston
• Temple Israel
• Family Equality Council
Education & Certifications
- Boston University School of Law, Graduate Program in Banking & Financial Law, Master of Laws Degree (LL.M.) with high honors | Boston University School of Law, JD cum laude | University of Massachusetts, Amherst B.A. with honors
About Citizens
Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
Featured Products & Services
- Fixed and adjustable rate mortgages
- Affordable home financing programs
- FHA/VA loan programs
- Jumbo loans
- Condo financing
- Second home and Investment property loans
- Construction-to-permanent financing
- Renovation-to-permanent financing
- Physician Home Loans
Fast. Convenient. Easy. Apply Online Today.
Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²
Manage Your Mortgage on the Go
The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Available from the App Store® or Google Play.³ Download and register today!
Get 0.125% Mortgage Interest Rate Discount
Ask me how you could save money when you set up automatic payments from your Citizens checking account and enroll in electronic billing statements for your new home loan.
Mortgage Learning Center
We’re here to make sure you have the resources and solutions to help you reach your potential.Starting your research early is often the key to a successful financial transaction. With that in mind, we’ve put together a selection of articles to help you learn more about mortgages and the home buying process.