Daniel P. Heffernan

About Us

About Me

Thank you for visiting my web site. As a seasoned veteran of the residential mortgage industry and a Sr. Loan Officer at Citizens since 2009, I offer residential mortgages to the affluent, mid-career professionals and first time home buyers. My extensive 43-year commercial, retail banking and credit background allows me to offer the very best customer service and provide essential financial evaluations and recommendations. Citizens offers a variety of mortgage products with aggressive pricing, further allowing me to meet my clients’ personal needs while offering competitive interest rates. Over the past 25 years, I closed over $1.50 billion in first and second residential mortgages, achieving the President’s Club designation for top sales volume leaders annually. And in 2021, I received all three of Citizens prestigious awards known as Citizens of Excellence, President’s Club Awards, and Winner’s Circle.

I am proud of the Harvard University Preferred Mortgage Program that I launched 33 years ago with Harvard University and its various academic schools, including Harvard Medical School and all 19 affiliated hospitals and medical institutions. Over the years, I assisted over 8000 Harvard faculty and staff members meet their residential mortgage financing needs.

I consistently provide an unparalleled level of customer service on every mortgage transaction and offer personalized financial evaluations and recommendations to ensure that all clients receive a mortgage program tailored to their financial goals and objectives. My office is conveniently located in downtown Boston, and I am supported by both Sr. Loan Officer, Lisa Sabey at lisa.sabey@citizensbank.com or 617-994-7549 and Loan Officer Assistant, Meredith Carr at meredith.carr@citizensbank.com or 617-488-1491.