
John P Martin
Assistant Sales Manager at Citizens
NMLS ID #199145
About John P
As a Mortgage Originating Manager in Southwest Florida (Naples, Marco Island) and the South Jersey shore, I work seven days a week to provide unmatched customer service and accessibility to the real estate community. My 30+ years in in the real estate business has allowed me the opportunity to really understand what customers want and need in a mortgage loan officer, wherever they are buying a home.
I began my career as a real estate agent for 10 years in Ocean City, N.J., where I was a former director of the Ocean City Board of Realtors as well as Vice Chairman of the Upper Township Zoning board. This gave me the unique ability to understand the real estate/mortgage transaction from start to finish. I found success in the mortgage business for several reasons but most notably my extensive product knowledge for complex self-employed borrowers, construction, and jumbo lending, as well as first time home buyers. I am so thankful for my terrific customers who made my career gratifying as I have been recognized with various production awards.
My goal is to make purchasing a home a seamless and smooth experience and to provide customer service that is not just the best, but also memorable. Let’s connect today!
About Citizens
Our team of mortgage experts at Citizens is committed to helping customers find the home loan solution that’s right for them. Citizens is one of the nation’s oldest and largest financial institutions, with a nearly 200-year history of serving customers and communities. Whatever your mortgage needs—buying a home, building a home, or refinancing an existing mortgage—we’ll provide answers and insights to guide you through the process, from application to closing.
Featured Products & Services
- Fixed and adjustable rate mortgages
- Affordable home financing programs
- FHA/VA loan programs
- Jumbo loans
- Condo financing
- Second home and Investment property loans
- Construction-to-permanent financing
- Renovation-to-permanent financing
- Physician Home Loans
Fast. Convenient. Easy. Apply Online Today.
Our simple online mortgage application process makes it faster for you to get a new home loan. Easily connect your financial documents and get through the application in as little as 10 minutes!²
Manage Your Mortgage on the Go
The Citizens One Home Loans® mobile app is an easy and convenient way to manage your Citizens mortgage on the go. Available from the App Store® or Google Play.³ Download and register today!
Get 0.125% Mortgage Interest Rate Discount
Ask me how you could save money when you set up automatic payments from your Citizens checking account and enroll in electronic billing statements for your new home loan.
Mortgage Learning Center
We’re here to make sure you have the resources and solutions to help you reach your potential.Starting your research early is often the key to a successful financial transaction. With that in mind, we’ve put together a selection of articles to help you learn more about mortgages and the home buying process.